Federal Employee Retirement Estimator
SMART
For iPhone & iPad
FERS+CSRS does the math so you can focus on your options
VISUAL
Free Federal Annuity Estimates
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Calculates your earliest possible retirement date
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Estimates both FERS and CSRS
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Supports Law Enforcement, Air Traffic Controller, Firefighter
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Supports Voluntary Early Retirement Authority (VERA)
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Supports FERS Transfer and CSRS Offset employees
EASY
3 Easy Steps
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Enter your age & employment info
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Enter your current salary
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Enter your retirement date
ABLE
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Income displayed in a colorful, easy to understand graph
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See income for any age during the next 50 years
You're in Control
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You decide when to retire
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Identify low-income years before they happen
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Make new decisions to change the future
Free Features
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Graphs income estimates for 50 years
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Estimates CSRS, including CSRS Offset
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Estimates FERS, including FERS transfers
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Supports Law Enforcement, Firefighters, and Air Traffic Controllers
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Calculates your earliest retirement date
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Calculates reduced annuity for early retirement
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Estimates your salary at time of retirement
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Supports Voluntary Early Retirement (VERA)
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Incorporates unused sick leave
Paid Features
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Estimates Survivor Annuity
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Applies Cost of Living Adjustments
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Projects Social Security income
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Adjusts Social Security based on starting age
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Calculates FERS Annuity Supplement
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Estimates TSP savings and income, including catch-up contributions and government matching
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Includes other income sources, such as rental income, other investments or a part-time job
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Supports Part-time (Phased) retirement